• Accuracy of Information

Blue Cross and Blue Shield of Illinois (BCBSIL), a division of Health Care Service Corporation, has made every effort to present the information contained on this Web site accurately, but additions, deletions and changes may occur. BCBSIL has no obligation to update this Web site and any information presented may be out of date and may contain inaccuracies or errors. The information is also limited in nature and does not contain all the applicable terms, conditions, limitations or exclusions of the products and services referenced. Complete terms, conditions, limitations and exclusions can be found in your policy (where applicable) or may be obtained by contacting BCBSIL or your plan administrator. INFORMATION SUPPLIED BY BCBSIL IS PROVIDED "AS IS" AND NEITHER BCBSIL NOR ITS OFFICERS, DIRECTORS, AGENTS OR EMPLOYEES MAKE ANY REPRESENTATION OR WARRANTY WITH RESPECT TO THE CONTENT OR INFORMATION FURNISHED HEREUNDER.

BCBSIL AND ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES SPECIFICALLY DISCLAIM TO THE FULLEST EXTENT PERMITTED BY LAW ANY AND ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, COMPLETENESS, TIMELINESS, CORRECTNESS, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE.

There are risks associated with using the Internet, including, without limitation, the failure of hardware, software and/or Internet connections. BCBSIL is not responsible for any failures, distortions, delays, or other problems resulting from equipment configuration, connection, signal power, hardware, software or any equipment used to access the Internet.

• Limitation of Liability; Indemnification

You agree that BCBSIL, its officers, directors, agents and employees have no liability with respect to any claims, demands, causes of action or damages (whether direct or indirect, special, incidental, consequential or punitive) as a result of your use of this Web site or in connection with your viewing any information contained on this Web site. You agree to use this Web site and submit information at your own risk.

You agree to defend, indemnify and hold BCBSIL, its officers, directors, agents and employees harmless from and against any claims, actions or demands, liabilities and settlements including, without limitation, reasonable legal fees, resulting from, or alleged to result from, your use of this Web site.

• Links to Other Web Sites

Some areas of this Web site may provide links to other external sites that BCBSIL does not own, control, monitor, verify or influence. Information contained in the external sites is not endorsed, authorized, monitored or verified by BCBSIL. BCBSIL references sites that it believes may be useful or of interest to you, but BCBSIL is not responsible for the privacy practices or content used by other site owners. Accordingly, BCBSIL does not make any representation regarding the accuracy of such content. Your use of such external sites may be subject to such other sites' terms of use.

• BCBSIL Products

Nothing on this Web site constitutes an offer to sell products. BCBSIL products are only available in Illinois. If you live outside of Illinois, please call your local Blue Cross and Blue Shield Plan office for availability of coverage in your state. More information is available at Blue Cross and Blue Shield Association's Web site, www.bcbs.com .

• Security; Use Restrictions

BCBSIL employs certain security procedures and processes to protect this Web site. Please be aware, however, that unauthorized third parties may possibly obtain illegal access to this Web site.Please use your own best judgment sending information via the Internet. If you have personal or confidential information to relay to our company, call the appropriate employer service phone number, found in our Contact Us section.

You may not use any device, software, routine or agent to interfere or attempt to interfere with the proper operation of this Web site, or with the security of this Web site, or any services, system resources, accounts, servers, or networks connected to or accessible through this Web site. You may not intentionally take any action that imposes an unreasonable or disproportionately large load on BCBSIL's infrastructure. You may not create or use a false identity on this Web site.

• Information Collected From Users

BCBSIL routinely gathers data on usage of this Web site, such as how many people visit this Web site, the sections they visit, what time they visit, how long they stay, etc. Please know that Web site visitor data is collected on an aggregate, anonymous basis. That means no personal information is associated with this data. Visit BCBSIL's Web site Privacy Statement for more information on our commitment to protect information provided through the Internet.

• How to Correct or Update Your Information

If you note any inaccuracies with regard to any information that we have about you, or if you wish to update any such information, please e-mail Us.

• Type of Information Displayed on this Web Site

Other than specific claims-related information, medical and health-related information contained on this Web site is general in nature and is not a substitute for professional health care. It is not meant to replace the advice of health care professionals. If you have specific health care needs, or for complete health information, please see a doctor or other health care provider. This Web site highlights BCBSIL's family of companies, including health products and services, and is for educational purposes only.

• Ownership

All information and content on this Web site, including all service-marked, trademarked and registered items, are solely and exclusively the property of BCBSIL unless otherwise noted, and is protected by copyright, trademark and other intellectual property laws. Unauthorized use of such information and content may violate BCBSIL's intellectual property rights. BCBSIL grants you a limited, nonexclusive license to display and otherwise use this Web site solely for informational, noncommercial purposes and to print pages from this Web site in connection with such use. BCBSIL reserves all other rights. You may not modify, copy, distribute, display, perform, publish, license, create derivative works from, transfer or sell any text, graphics, logos and other source-identifying symbols, designs, icons, images, software or other content, products or services obtained from this Web site.You may not reverse-engineer, disassemble or decompile any software (including tools, utilities, modules, applets and applications) included in any of the foregoing, or used to manipulate, transmit or display any of the foregoing.

• Updates to Legal Disclaimer

BCBSIL may change or update this Legal Disclaimer from time to time without notice.

BY USING THIS WEB SITE, YOU ACKNOWLEDGE AND CONFIRM THAT YOU HAVE READ AND UNDERSTAND ALL OF THE ABOVE CONDITIONS, TERMS, POLICIES, PROVISIONS, DISCLOSURES AND DISCLAIMERS, AND THAT YOU EXPRESSLY AGREE TO BE BOUND BY THEM.